Self Service
Ways To Deposit Into Your Sacco Account
Simplifying Your Financial Management
QonaPay-Mobile Application & USSD *345#
The Sacco provides innovative tools for members to access their finances conveniently. With our QonaPay mobile application, available on both the Google Play Store and Apple App Store, and the USSD Code (345#)*, managing your finances has never been easier.
Benefits of QonaPay:
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Access FOSA savings.
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Receive salaries and loans directly to your account.
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Make instant transfers to your M-PESA account.
Whether you’re using a smartphone or a basic phone, QonaPay ensures real-time access to your funds.

Registration Process
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Enter your phone number and ID number to initiate registration.
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An OTP (One-Time Password) will be sent to you via SMS.
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Log in to the app using the OTP, and then set your own 4-digit PIN for future access.
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Use this PIN for both the QonaPay app and the *USSD Code 345#.
Activation Process
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Launch the QonaPay app on your phone.
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Select Activate Account and click Send me an activation key.
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Enter your phone number and the PIN you created during registration.
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After receiving an activation code via SMS, enter the 6-digit code in the app and click OK.
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Finally, enter your USSD PIN to log into the app.
Remember, both the QonaPay app and *USSD Code 345# use the same PIN, making it easy to switch between platforms.
Get Started Today! QonaPay is here to enhance your financial experience—providing secure, reliable, and instant access to your savings, salaries, and loans. Download the app or dial *USSD Code 345# now!
Internet Banking
iConnect - Your All-in-One Online Financial Platform
iConnect empowers members with a comprehensive suite of tools to manage their financial activities seamlessly and securely. Here's what you can do with iConnect:
Online Statements Access: View and download your detailed financial statements at any time with ease.
Loan Eligibility Check and Applications: Instantly check your loan eligibility and apply for loans securely through the platform.
Guarantor Requests & Approvals: Submit, review, and approve guarantor requests quickly and effortlessly.
Shares Trading Made Easy: Buy and sell shares with our intuitive and user-friendly trading system.
Effortless Guarantor Replacement: Simplify the process of replacing guarantors to ensure uninterrupted financial services.
Quick QonaPay Password Resets: Reset your QonaPay password securely to regain access without delays.
With iConnect, members enjoy a user-friendly interface, real-time updates, and secure access to their financial data. From loan applications to shares trading, iConnect makes managing your finances smarter and more efficient.