Smart Home Loan: Transform Your Home with Quality Financing

Looking to upgrade your home with premium appliances, elegant furniture, car accessories, smartphones, water tanks, and more? The Smart Home Loan is tailored to provide members with the financing they need to equip their homes with products from trusted suppliers. Enjoy flexible terms and fast disbursement that make this facility the perfect solution for your home improvement needs.

Features of the Smart Home Loan

• Generous Loan Amount: Access financing of up to 3 times your deposits, empowering you to make significant upgrades to your home.

• Convenient Repayment Terms: Repay the loan over a manageable period of 12 months, allowing you to plan your finances effectively.

• Affordable Interest Rate: Benefit from a competitive interest rate of 1% per month on a reducing balance, ensuring cost-effectiveness throughout the loan term.

• Guarantor Requirements: Guarantors are required only if the member’s savings are less than the loan applied, simplifying the process for eligible borrowers.

• Maximum Loan Limit: Secure funding of up to KES 1 million, providing ample resources for your home improvement projects.

• Refinancing & Loan Top-Up Options: Need additional funds? The facility includes refinancing or loan top-up options, offering flexibility to meet your ongoing needs.

• Self-Guarantee Flexibility: Members can self-guarantee up to the total number of deposits saved, making the loan accessible and convenient.

• Quick Disbursement: Receive funds within one hour of application, allowing you to begin your upgrades immediately.

• Quotation Requirement: Members must present a Quotation or Proforma Invoice (instead of an invoice) from appointed distributors to access the loan.

• Terms and Conditions Apply: Enjoy a streamlined process while adhering to essential guidelines.

Why Choose the Smart Home Loan? This facility is perfect for members looking to transform their living spaces or enhance their lifestyle. With its competitive rates, quick approval, and tailored features, the Smart Home Loan makes it easier than ever to upgrade your home with trusted and high-quality products.