Kona Advance: Your Go-To Emergency Loan Solution

Facing unexpected emergencies? Need quick financial relief? Kona Advance is here to provide fast, hassle-free loans right at your fingertips. With our easy-to-use QonaPay App or the *USSD code 345# (Option 5 Loan), you can access funds seamlessly to handle your urgent needs.

Why Choose Kona Advance?

  1. Quick Access to Funds

    • Borrow up to KES 500,000, ideal for managing pressing financial situations.

  2. Flexible Repayment Terms

    • Loan repayment within 3 months, with the option to pay off anytime before the tenure ends.

  3. No Guarantors Required

    • Enjoy stress-free borrowing without the need for a guarantor.

Eligibility Criteria

  • Members must have a minimum share capital of KES 40,000 to qualify for a Kona Advance loan.

Affordable Interest Rates

  • 3% monthly interest applies for the first two months (upfront interest for the first month).

  • If extended into the third month, an interest rate of 5% will be charged.

Loan Amount Based on Deposits

  • Borrow up to 5 times your deposits, giving you greater leverage for higher amounts.

How to Apply for Kona Advance

Applying for Kona Advance is simple and convenient:

  1. Download the QonaPay App for an intuitive loan application experience.

  2. Or, dial *USSD 345#, then select Option 5 Loan to get started instantly.

Take control of your financial emergencies today. Choose Kona Advance—your reliable, fast, and accessible loan solution. Apply now and experience the convenience!

How Much Do You Need?

KES1000 KES500000
1 Months 12 Months

Pay Monthly KES

Term of Use Months

Total Pay Back KES

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*These calculators are provided only as general self-help Planning Tools. Results depend on other factors.
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