Qona Sacco Ltd (formerly Safaricom Sacco Ltd) is a Tier 1, SASRA-regulated Savings and Credit Co-operative Society. From a bold idea shared by a few visionaries, we have grown into a trusted financial partner serving over 20,000 members.
At our core, technology powers everything we do. We are digitally driven, community-centered and built for the future, making it easy for members to save, access credit and grow their economic and social wellbeing anytime, anywhere.
Qona Sacco welcomes all Kenyans and diaspora members, with seamless access through our digital channels. Membership is open to eligible individuals and corporates within our common bond.
The guiding principles that define who we are and where we are headed.
To build a strong, influential community of ambitious visionaries who have an impact in the world.
To offer rapid, customizable, and highly flexible resources that inspire ambitious visionaries to take bold steps toward leading meaningful lives.
To be the digital SACCO for ambitious visionary individuals to connect and create wealth.
To always emulate those we serve by being youthful, smart, ambitious, visionary, persistent and diligent.
The principles at the heart of every decision we make.
We stay true to our roots and uphold genuine relationships.
We challenge the status quo to bring innovative solutions.
We are actively engaged and attentive to the needs of our members.
We embrace change and continuously strive for improvement.
LIFE · ASPIRE · DESTINY
We promise to enable individuals to lead dignified and meaningful lives, both now and in the future.
We promise to support visionary individuals in their ambition to achieve their highest potential.
We promise to provide the community and resources necessary for individuals to shape their own future with pride and purpose.
Key moments that have shaped our story over the years.
Opened membership, laying the foundation for a visionary financial community.
Celebrated 10 years, opened FOSA operations and became licensed by SASRA.
Hit KSh 1Bn asset base, introduced mobile banking and the first ever branded VISA Sacco Link ATM.
Assets rose to over KSh 5 billion, earning Tier 1 Sacco status.
Celebrated 20 years of empowering members and communities.
Reported hitting KSh 10 billion in assets — a landmark achievement.
Rebranded from Safaricom Sacco Ltd to Qona DT Sacco Ltd — a new chapter begins.
Become part of a growing community of ambitious visionaries.
Join Us Today