Our Products
Financial Solutions
Products Tailored for You
Explore our range of loan, savings and insurance products designed to help you achieve your financial goals.
Home Loans
Make your dream home a reality with our mortgage solutions.
| Loan Product | Interest pm (Reducing Balance) | Max Amount | Multiplier | Repayment | Processing Fee | Insurance Fee |
|---|---|---|---|---|---|---|
| Faraji Ready Mortgage | 0.71% | 10.5M | ×10 | 300 Months | 0.5% | Quotation based on age from Sacco Insurance service provider |
| Faraji Construction Mortgage | 0.75% | 10.5M | ×10 | 300 Months | 0.5% | Quotation based on age from Sacco Insurance service provider |
| Ustawi Home Mortgage | 1% | 20M | ×10 | 240 Months | 1% | Quotation based on age from Sacco Insurance service provider |
Business Loans
Fund your business growth with flexible capital solutions.
| Loan Product | Interest pm (Reducing Balance) | Max Amount | Multiplier | Repayment | Processing Fee | Insurance Fee |
|---|---|---|---|---|---|---|
| Jiwezeshe | 0.92% | 30M | Own Savings | 72 Months | 0.50% | 0.75% |
| Development | 1.17% | 30M | ×5 | 120 Months | 0.50% | 0.75% |
| Premium | 1.08% | 10M | ×5 | 60 Months | 0.50% | 0.75% |
| Fanikisha | 1% | 30M | ×5 | 108 Months | 0.50% | 0.75% |
| Commercial | 1.08% | 100M | ×5 | 180 Months | 1% | 0.75% |
Lifestyle Loans
Quick and flexible financing for your personal needs.
| Loan Product | Interest pm | Max Amount | Multiplier | Repayment |
|---|---|---|---|---|
| Kona Advance | 5% | 500K | Credit Scoring | 3 Months |
| Rununu Advance | 5% | 500K | Half Net Salary | 1 Month |
| MidYear Advance | 5% | 1M | Salary Bonus | 1 Month |
| Jingle Boost | 5% | 1M | Credit Scoring | 6 Months |
| SmartHome Loan | 1% | 1M | ×3 | 12 Months |
| Asset Financing | 1% | 7M | ×5 | 60 Months |
| Quick Fix (Boost your Sacco Savings) | (One off) 5% | 1M | None | Boost Savings |
Education Loans
Invest in learning and unlock your full potential.
| Loan Product | Interest pm (Reducing Balance) | Max Amount | Multiplier | Repayment |
|---|---|---|---|---|
| Education | 1% | 2M | ×3 | 24 Months |
| Emergency | 1.08% | 1M | ×5 | 24 Months |
Insurance
Protect yourself and your loved ones with our cover.
| Product | Interest p.m | Max Amount | Multiplier | Repayment |
|---|---|---|---|---|
| Health Insurance | 1% | 1M | ×3 | 12 Months |
| General Insurance | 1% | 1M | ×3 | 12 Months |
Savings Products
Grow your wealth with our flexible savings accounts.
| Savings Product | Interest p.a |
|---|---|
| Jaza Jaza A/C | 4.5% |
| Junior A/C | 5% |
| Holiday A/C | — |
| Savings / Salary A/C | Transactional |
| BOSA Deposit A/C | From 9% |
Need Help Choosing a Product?
Our team is ready to guide you to the right financial solution.
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